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You can Avoid Bankruptcy thru Debt Settlement..

"I have worked for a bankruptcy attorney for 20 years consulting consumers about chapter 7 and chapter 13 bankruptcy. It is plan and simple, bankruptcy is negative on your credit report for up to 10 years and will be a part of the rest of your life.  In most cases, bankruptcy costs much more than debt settlement. It comes as no surprise to me that bankruptcy filings are decreasing while debt settlement enrollments are on the rise."

Dennis M.

If you are looking for help with your debt and want to avoid filing bankruptcy, debt settlement can be an effective alternative.

Debt Settlement could
cost you less than Bankruptcy


How Debt Settlement works

Debt settlement offers you an intelligent solution to becoming debt free with a realistic time frame of 3 years or less. Debt Settlement can reduce your total outstanding debt balances 40-60% by negotiating with your creditors a settlement on your accounts. That being said, Debt settlement is not for everyone.  To qualify for Debt Settlement, you must have a legitimate hardship that has caused you to be unable to pay your bills.

If you have already fallen behind, then debt settlement may be the answer you are looking for.

Debt Settlement can cut your monthly payments in Half

Debt settlement could be a great option if you need immediate relief in your monthly payments. On average, your monthly payment in a debt settlement plan is half of your current minimum payments.  Payments in a debt settlement plan are not distributed on a monthly basis to your creditors.  the Portion of your fee's delegated towrds your creditors will go into a trust account that is managed by your new Law Group.  The Attorneys will Settle your accounts with your creditors with this money.

Debt Settlement Eliminates Your Debt 

Debt Settlement is an agressive debt relief program designed to eliminate consumer debt within 3 years.  Our Debt Negotiation Attorneys work on your behalf to reach a settlement on the debt for less than the full balance.  Often times, the settlements range from 40-60% of the balance.  To see actual settlements from our clients, Click Here

Debt Settlement can Stop Creditors from Calling You

When you enroll into a debt settlement plan, Attorneys are able to stop the harassing creditor phone calls from bill collectors and collection agencies and redirect them to our office.  Calls from original creditors may not be completely stopped.  However, once you enroll into a debt settlement plan, they will only continue for a short period of time thereafter.  Our Attorney network will then work with your creditors while we negotiate settlements on your accounts.

Debt Settlement help you Avoid Filing Bankruptcy

Debt Settlement plans are able to deal with the debt before a need to file bankruptcy. There are cases where your situation has gotten to the point where debt settlement is not a good option and you do need to file bankruptcy.  But most people who explore debt settlement see the advantages and find that it is a more viable for them option than filing bankruptcy. 

A Debt Specialist can review your situation and explain if debt settlement is right for you.

The next thing you need to do is complete the Free Consultation form below and a Debt Specialist will call you shortly.
 

Client Savings

Testimonial

Alicia and Anthony C

"My husband and I wanted to thank you and FH Financial Services for all your help in assisting us with our accumulated debts. It is a wonderful feeling to know we can tr...(Read More)"