Equifax is one of the four national consumer credit reporting agencies (also known as a credit bureau) that collects and provides consumer financial records to lenders. Equifax has 2 products, selling information to potential lenders and marketing credit reports directly to consumers.

Their main competitors are Experian, TransUnion, and Dun & Bradstreet.

Equifax is mostly governed under the (FCRA) Fair Credit Reporting Act and also the (FACTA) Fair and Accurate Credit Transactions Act.

Equifax currently rates consumers living in the United States, Canada, United Kingdom, Spain, Uruguay, El Salvador, Argentia, Brazil, Italy, Peru, Chile, and Uruguay.

Equifax, Inc. is a publicly traded company and is listed on the New York Stock Exchange under EFX. The corporate office is located in Atlanta, Georgia and in 2006, Equifax had $1.3 in annual revenue. They currently employee 4,400 employees in 12 different countries.

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