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15. Will I continue to get calls and collection letters from my Creditors?

If bill collectors are harassing you with phone calls and threatening you with demand letters, you should contact a Debt Specialist immediately so they can advise you of your rights.  By doing nothing, you will only make matters worse.  FH Financial can stop the collection agencies from calling you and redirect all of their calls to our office.

From our client’s experience, you will see a reduction in creditor phone calls within the first week and the remaining calls should cease within 30 days.  Although some calls may still slip through the cracks from time to time, when you notify our credit relations department, they can have those calls stopped.

Our Credit Relations department is very proactive in dealing with your creditors and we have established direct contacts that allow us to be on a first name basis with them.  Since we work with creditors on a daily basis, they know that we do not play games like the other debt settlement companies and your creditors are very friendly in working with FH Financial.

If your accounts are with the original creditor, it may take a little bit longer to get the phone calls stopped.  Typically original creditors have very large mail processing centers and it takes longer for them to process the engagement letters we mail them.  In the event this type of creditor gets very aggressive with phone calls, FH Financial has other tactics we will employ to stop them from harassing you.

Most original creditors are cooperative and will update your records to indicate that you are participating in a debt settlement program and abide by the documents that we will forward to them. Another tactic we use is changing the address and phone number the creditor has on file to FH Financial.  We do this so all communications are sent to us.

Remember that when you have a debt problem and creditors are calling, you need to work quickly to resolve this problem.  Procrastinating only makes matters worse.  FH Financial can take care of your debt problems if you complete our free confidential consultation form.