# |
1/1 ARM - Adjustable Rate Mortgage |
| |
10/1 ARM - Adjustable Rate Mortgage |
| |
3/1 Interest Only Arm |
| |
3 - 1 Credit Report |
| |
80 -10 -10 Loan |
| |
80-20 Loan |
A |
ACH - Automated Clearing House |
| |
Adjustable Rate Mortgage |
| |
Alternative Mortgage |
| |
Alias |
| |
Amoritization |
| |
Annual Fee |
| |
(APR) Annual Percentage Rate |
| |
Application Fee |
| |
Application Scoring |
| |
Appraisal Fee |
| |
Appraised Value |
| |
Asset |
| |
Average Daily Balance |
| |
Authorized User |
|
Back Ratio or Back End Ratio |
| |
Bad Credit |
| |
Bad Debt |
| |
Balance Transfer |
| |
Balloon Payment |
| |
Bankruptcy |
| |
Beacon Score |
| |
Billing Cycle |
| |
Bi-Weekly Mortgage |
| |
Borrower |
| |
Broker Premium |
|
Cardholder |
| |
Cash Advance |
| |
Cash Out Refinance |
| |
Chapter 7 Bankruptcy |
| |
Chapter 11 Bankruptcy |
| |
Chapter 12 Bankruptcy |
| |
Chapter 13 Bankruptcy |
| |
Charge Off |
| |
Chex System |
| |
Close End Credit |
| |
Closing Cost |
| |
Collateral |
| |
Collections |
| |
Combined Loan to Value |
| |
Commitment Fee |
| |
Condionality |
| |
Conforming Loan |
| |
Co Signer |
| |
Convienance Check |
| |
Convertable Arm |
| |
Credit |
| |
Credit Bureau |
| |
Credit Card |
| |
Credit Counseling |
| |
Credit File |
| |
Credit History |
| |
Credit Limit |
| |
Credit Obligation |
| |
Credit Repair |
| |
Credit Report |
| |
Credit Score |
| |
Credit Scoring System |
|
Debt |
| |
Debt Consolidation |
| |
Debt Counseling |
| |
Debt-to-Available-Credit Ratio |
| |
Debt-to-Income Ratio |
| |
Default |
| |
Delinquency |
| |
Discharge |
| |
Dispute |
| |
Divorce Decree |
|
Empirica Score |
| |
Equal Credit Opportunity Act (ECOA) |
| |
Equifax |
| |
Equity |
| |
Experian |
| |
Expiration Term |
|
Fair and Accurate Credit Transaction Act (Facta) |
| |
Fair Credit Reporting Act (FCRA) |
| |
Fair Debt Collection Practices Act (FDCPA) |
| |
Fannie Mae |
| |
Federal Housing Administration |
| |
FICO Score |
| |
File Freeze |
| |
Finance Charge |
| |
First Mortgage |
| |
Fixed Rate |
| |
Fixed Rate Mortgage |
| |
Fixed Rate Option |
| |
Forclosure |
| |
Fraud Alert |
| |
Freddie MAC |
| |
Front Ratio or Front End Ratio |
|
Garnishment |
| |
Ginnie Mae |
| |
Grace Period |
| |
Graduated Payment |
H |
Hard Inquiry |
| |
High-LTV Equity Loan |
| |
Home Equity Line of Credit |
| |
Home Equity |
| |
Home Ownership and Equity Protection Act |
| |
Housing Expense Ratio |
|
Income Verifaction |
| |
Inquiry |
| |
Installment |
| |
Installment Account |
| |
Interest |
| |
Interest Rate |
| |
Interest Rate Cap |
| |
Interest Only Loan |
| |
Introductory Rate |
|
Joint Account |
| |
Judgment |
| |
Jumbo Mortgage |
|
|
L |
Late Payment |
| |
Late Payment Charge |
| |
Lender |
| |
Liabiltiy |
| |
Lien |
| |
Limited Power of Attorney |
| |
Loan Origination Fee |
| |
Loan Processing Fee |
| |
Loan To Value Ratio (LTV) |
| |
Low Documentation Loan |
| |
Low Down Mortgage |
M |
Maxed Out |
| |
Merged Credit Report |
| |
Minimum Payment |
| |
Mortgage Banker |
| |
Mortgage Broker |
| |
Mortgage Interest Expense |
| |
Mortgage Refinance |
N |
Negative Amortization |
| |
No Documenation Loan |
O |
Open End Credit |
| |
Opt Out |
| |
Over the Limit Fee |
P |
Payday Loan |
| |
Penalty Rate |
| |
Periodic Rate |
| |
Permissable Purpose |
| |
Person to Person Loan |
| |
PITI |
| |
Point |
| |
Pre-Approval Letter |
| |
PrePayment Penality |
| |
Pre-Qualification Letter |
| |
Principal |
| |
Private Mortgage Insurance (PMI) |
| |
Promotional Inquiry |
| |
Public Record |
Q |
Qualifing Ratio |
R |
Rate Shopping |
| |
Reaffirmation Agreement |
| |
Re-Aging Accounts |
| |
Repayment Period |
| |
Repossession |
| |
Reschedule |
| |
Reverse Mortgage |
| |
Revolving Account |
| |
Rewards Card |
| |
Risk Score |
S |
Schumer Box |
| |
Scoring Model |
| |
Second Mortgage |
| |
Secured Credit Card |
| |
Secured Debt |
| |
Security Interest |
| |
Service Charges |
| |
Settlement |
| |
Soft Inquiry |
| |
Statement |
| |
Statement Date |
| |
Subprime Borrower |
T |
Tax Lien |
| |
Teletrack |
| |
Trade Line |
| |
TransUnion |
| |
TRW |
U |
Underwriter |
| |
Universal Default Clause |
| |
Unsecured Debt |
| |
Utilzation Ratio |
V |
Variable Rate Interest |
W |
Wage Garnishment |
X |
|
Y |
|
Z |
|
